You're pre-approved*

• Earn up to 10% cash back on everyday purchases
• No credit check required – 89% approval rate with zero credit risk to apply!
• Boost your credit score fast—2 out of 3 OpenSky® cardholders see an average increase of 47 points after 6 months
• Track your progress with free access to your FICO® score in our mobile app
• Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
• Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
• Start with just $200—secure your credit line with a refundable deposit
• Fast and easy application—apply in minutes with our mobile-first experience
• Flexible payment options—pick a due date that works for you
• More time to fund—spread your security deposit over 60 days with layaway
• Join 1.6 million+ cardholders who have used OpenSky® to build better credit!

• Choose the First Progress Select Card for a lower annual fee!
• All credit types welcome to apply!
• Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase up to $5,000 over time! 
• Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
• Secured Cards are a great way to start establishing credit for people with low/no credit scores¹
• Get a fresh start! A discharged bankruptcy in your credit file will not cause you to be declined
• Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
• ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

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Deposit Options: Debit card funding. 

Choose the First Latitude Assent Card and enjoy $0 Annual Fee!

• Secure your credit line with your refundable security deposit – choose from $200- $2,000. With the ability to increase up to $5,000 over time!
• Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
• Designed to push you forward on your credit building journey with $0 Annual Fee.
• Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion. ¹
• All credit types welcome to apply!
• Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
• ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Deposit Options: Debit card funding.

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Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.

• Choose our First Latitude Elite Card for a lower annual APR!
• Apply now and fund your security deposit over 90 days with the option to make partial payments.
• Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹
• No minimum credit score required for approval!
• Secure your credit line with a refundable security deposit - as low as $200 to get started!
• ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
• *See Important Disclosures for complete offer details

Deposit Options: Debit card funding.

Disclosure:

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Earn 1% Cash Back Rewards with First Progress Prestige!

• All credit types welcome to apply!
• Apply now and fund your security deposit over 90 days with the option to make partial payments.
• You Can’t Rebuild credit with a Debit Card. Try First Progress Today! ¹
• Secured Cards are a great way to start establishing credit for people with low/no credit scores.¹
• Get a fresh start! A discharged bankruptcy in your credit file will not cause you to be declined.
• Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
• ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Deposit Options: debit card funding. 

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• Self Financial helps you get a Credit Builder Account through their banking partners, which has a term of 24 months.
• All payments are reported to the three major credit bureaus as an installment loan which helps consumers build credit.
• Savings plans start at $25/month and include credit monitoring.  At the end of account term, you've built credit history and your CD savings unlock. (minus interest and fees)