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Car Title Loans

 

Are you interested in marketing auto title loans on your website or to your customers? Or Car Title Affiliate program will give you the opportunity to make money selling title loans nationwide (certain states excluded.) Become a partner with CreditCardBroker.com and contact us about this product: 973-220-5801. Or email us at partners@creditcardbroker.com or click the partner with us page to become an affiliate.

MaxCash Title Loans is a trusted leader in the auto title loan industry, which is accredited with Consumer Affairs and has a 4 an ¾ star rating. Customers who have a vehicle that is paid off or close to being paid can apply for free to see how much they qualify for!

  • No minimum credit score
  • Free estimates at no cost
  • Vehicle must be paid off or close to being paid off
  • Open 7 days a week with extended business hours
  • Loan Amounts: $100 – $50,000 *Depending on state residence
  • Has serviced over 350,000 people in America

Not available in following states:  Colorado,Connecticut,Hawaii,Kansas,Montana,Nebraska,New Jersey,New York,North Carolina,Rhode Island,South Dakota,Washington,Wash DC,Wyoming

The Process:

The first step is to fill out the quick pre-approval web form. Our lenders will ask for a full application if it looks like you have a strong possibility of getting the loan. The pre-approval web from is only a few questions and will tell us about you and your vehicle. Once we know this, we can figure out what lender will work for you and connect you to that lender. In some cases the lender may tell us the pre-approval amounts and ask us to help you with the process… to a point. The very private information will be between you and your lender and not us. Once you know what you can get you can decide if you want the loan and proceed of not… and all this is without ANY cost to you. If you get the loan, then you would pay the lender, not us, for the loan and interest and any fees incurred.

What is the qualifications for a car title loan?

  • Govt.issued photo ID (Like an I.D. or Driver license).
  • Free and Clean Title in most cases but some lenders will allow a small amount to pay off on your behalf.
  • Three references not related to you.
  • Insurance.
  • Social Security Card (or a Document on which your name and SSN both are listed)
  • A checking account may be needed in some states

How fast does the process take to get the loan?

In some states we have seen people get their money in less than 30 minutes. Other states a few days. We will have you pre-approved in a matter of minutes. Then the paperwork is about 15 minutes of your time. Of course, plan on spending some time picking up your money.

Do I need to have a good credit?

You can have little, bad or even no credit at all.

What are the loan amounts?

Loan sizes can range from $100 to $50,000 based on the equity in your car and income.

What are the length of the loans?

Loan term lengths can be anywhere from 12 to 48 months.

What are the interest rates on title loans?

This varies but we want to give you a pretty clear answer here. Title loans are high interest loans and are meant for short term needs. Interest rates vary by company and by state. Some are as low as 52% per year compounded daily and some go into the 200-300% range per year. In our experience we have seen an average of about 96% per year compounded daily. The best way to think about this is take out one dollar and you pay back a little less than two… if you kept the loan out for a whole year. You can triple that if you take it out for 3 years.

Do I need to be employed?

You have to have some sort of income period. We are more concerned about the fact that you have a way to pay the loan then the question if you are employed.

Does my car need to be paid off?

Well that’s a maybe. Most lenders we work with can incorporate the last couple payments into a car title loan but this is only done on newer cars.

Car Title Loans

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