USAA credit cards offers can help you start to build or improve your credit score, they report monthly to all 3 credit bureaus. The card’s credit limit is the money you put in upfront, from $250 to $5,000. When you apply, you’ll also be opening a USAA Bank 2-year Certificate of Deposit (CD) for the money you put upfront. Earn interest on your CD-your deposit is guaranteed to grow. Earn additional Travel and Retail Benefits.